CleverBucks™ was created to incentivise smart financial decisions and address the ongoing cost of living and consumer debt crisis. We believe traditional reward programs from banks and credit cards don’t serve the best interests of cardholders. That’s why we pioneered a new system focused on building better financial habits and offering needs-based rewards.

At CleverBucks™, you’re paid to plan ahead. We prioritise your goals by providing rewards that help you achieve them — without encouraging extra spending. Unlike regular credit cards or banks that push you to spend more with discounts and bonuses, CleverBucks™ rewards you for saving for what truly matters.

Our “Save Now, Pay Later” system lets you save for purchases, earn interest on your savings, and get extra store credit—what we call CleverBoosts — to maximise your buying power, growing your rewards with every deposit!